Lending Solutions

Capital structured with precision. Each solution reflects your business reality — not a standardized template applied without thought.

What We Fund

O'cinneide Group LLC provides direct lending solutions across a range of business needs. Every product is structured through conversation, not configuration.

Working Capital Loans

Flexible funding designed to sustain daily operations, bridge cash flow gaps, and maintain momentum during growth phases. Our working capital solutions provide the liquidity your business needs without disrupting your operating rhythm.

Whether you're managing seasonal fluctuations, expanding your team, or bridging receivables — we structure terms that align with your cash conversion cycle.

  • Funding amounts from $50,000 to $2,000,000
  • Flexible repayment structures
  • Fast funding timelines
  • No prepayment penalties
  • Dedicated account management

Revenue-Based Financing

Funding that moves with your business. Revenue-based financing ties repayment to your actual revenue performance, creating a natural alignment between what you earn and what you pay. This approach reduces strain during slower periods and accelerates during strong months.

Ideal for businesses with consistent revenue streams seeking growth capital without fixed monthly obligations.

  • Repayment tied to revenue performance
  • No fixed monthly payment burden
  • Preserves equity and ownership
  • Quick qualification process
  • Transparent cost structure

Equipment Financing

Acquire the machinery, technology, and tools your business demands without depleting operating capital. Our equipment financing solutions are structured to preserve your cash position while building tangible business assets.

From manufacturing equipment to fleet vehicles, we understand that the right tools drive productivity and competitive advantage.

  • Up to 100% equipment cost financing
  • Fixed rate options available
  • Terms matched to equipment useful life
  • New and used equipment eligible
  • Potential tax advantages

Business Expansion Funding

Strategic capital for your next chapter. Whether you're opening new locations, scaling inventory, entering new markets, or acquiring complementary businesses — expansion funding from O'cinneide Group provides the financial foundation for deliberate growth.

We take time to understand your expansion thesis, then structure funding that supports the plan without overextending your business.

  • New location and facility financing
  • Inventory scaling capital
  • Market entry funding
  • Acquisition financing
  • Customized repayment schedules

Our Process

01

Conversation

We start by understanding your business — not just the numbers, but the story, the goals, the terrain you operate in.

02

Structuring

Our team designs a funding solution tailored to your specific needs, cash flow patterns, and growth trajectory.

03

Approval

Direct lending means direct decisions. No broker layers, no committee delays. Transparent terms presented clearly.

04

Deployment

Capital deployed efficiently with ongoing support. Your dedicated contact remains with you through the life of the relationship.

Let's Structure Your Solution

Every business is different. Reach out to discuss which funding approach aligns with your goals and operating reality.

Contact Us